Your Financial Partner for Growth & Stability

Whether you’re a business owner looking to expand, a tenant struggling with rent, a student in need of tuition fees, or just need extra cash for personal needs—JOBS makes borrowing easy, fast, and stress-free.

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Explore Our Tailored Flexible Loan Offers in Nigeria

Personal Loans

You can now access quick loans of up to ₦3,000,000 in 5 mins, no collaterals & easy repayment terms!

Business Loans

Take your business to the next level with up to ₦5,000,000 JOBS App SME loans.

Auto Dealer Financing

We understand financing access to capital is critical to operating and growing a successful dealership and so our ‘Auto Dealer Financing’ product aims at to providing flexible & competitive financing plan for automobile dealers like you.

E-Commerce Merchants

Loans for merchants who currently trade on big E-commerce platforms (as Jumia) to cater for various business reasons such as working capital, business expansion and other operational needs, based on the most recent sales data gotten from the E-commerce platforms.

Distributors

Loans for Key-Distributors (KDs) and Sub-Distributors (SDs) to finance orders made to corresponding fast-moving-consumer-goods (FMCG) manufacturers to help them increase transaction volumes and obtain better incentives

Why Nigerians Trust JOBS

At JOBS, we understand the financial struggles faced by individuals and businesses in Nigeria. That’s why we’ve built a fast, transparent, and reliable lending platform to help people access funds when they need them the most.

98

Approval Rate for Eligible Applicants

500

Provided in Loans

15

Loans Disbursed Per Day

7

Loan Proccessed Time

How It Works – Get a Loan in Just 3 Steps!

Apply Online

Apply Online

Fill out a simple application form in minutes. No paperwork, no hassle.

Get Approved

Get Approved

Our system reviews your application instantly and provides quick approval decisions.

Receive Funds

Receive Funds

Once approved, your loan is disbursed directly into your bank account—no delays!

Apply for a Business Loan on the JOBS App